Bankruptcy and Insolvency

For individuals:

For individuals who have suffered exceptional economic difficulties, bankruptcy may offer a fresh start while dealing fairly with creditors. Individuals can file for relief from creditors under Chapter 7, Chapter 13, Chapter 12 (for family farmers) and even under Chapter 11.

The Fair Credit Reporting Act and Consumer Credit Protection Act govern the reporting of consumer credit.

The following statement, while it does not accurately or fully describe our services nor the role of attorneys in the bankruptcy process, nonetheless is required by 11 U.S.C. §528(a)(4):

“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

For business entities:

For businesses, bankruptcy offers a period of relief from creditors' claims while reorganizing the business into a profitable enterprise. When reorganization is not reasonably possible, bankruptcy offers a fair and orderly way of liquidating the business entity. Our firm assists both individuals and businesses deal with financial problems, either through informal workouts or bankruptcy. The firm also provides creditor representation.

Bankruptcy Research on the Internet:

U.S. Bankruptcy Code
U.S. Supreme Court Bankruptcy Decisions
U.S. Court of Appeals, 4th Circuit cases
United States Trustee
United States Bankruptcy Court/Eastern District of Virginia
United States Bankruptcy Court/District of Maryland
United States District Court - District of Maryland
Local Rules - U.S. Bankruptcy Court - Maryland (Adobe Acrobat format)
Local Rules - U.S. District Court - Maryland (Adobe Acrobat format)
Local Rules - U.S. Bankruptcy Court - Eastern District of Virginia (Adobe Acrobat format)

More Bankruptcy Resources:

American Bankruptcy Institute
Bankruptcy Bar Association of Maryland
Bankruptcy Statistics
National Law Journal - Bankruptcy
Worldwide Bankruptcy Resources